Dealing with money worries is never an easy task. But simply ignoring the situation and hoping everything gets better is not the answer. If you find you’re having difficulty meeting your payments, here are some steps to help you get back on track.
1. Take a fresh look at your budget. If you can see what’s coming in and going out, you’ll have a better understanding of your finances. To help with this we’ve provided an income & expenditure form via I&E Hub, so you can track your income and expenses. Click here for an externally hosted website.
2. Prioritise your spending. The debts you should pay first are called priority debits. These aren't necessarily the largest debts or the debts with the highest interest rate. For more information visit https://www.stepchange.org/debt-info.aspx
3. Talk to us. We can help in managing your account and can offer suitable options in consideration of your circumstances. The sooner we hear from you the better. For more information on how to contact us click here